IELTS Speaking Topic of Part 1 – ‘Borrowing/Lending’ including Questions and Answers

Below are the sample questions and answers for IELTS Speaking Part 1 Introduction: ‘Borrowing/Lending’. Each answer by Voxcel is written on Band 9 parameters. Click here to read how to structure your answers in your IELTS speaking test. 

Each Topic of Part 1 covers questions of different types, including different tenses, to help you practice in the best way possible. 

IELTS SPEAKING TOPICS PART 1 – BORROWING/LENDING

  1. Do you often borrow things from others?

Answer: Not very often. I prefer being self-reliant and owning my own stuff. However, if I’m in a pinch, like needing a charger or a book, I don’t hesitate to ask. Borrowing is convenient, but I always make sure to return things promptly.

  1. What was the last thing you borrowed from someone?

Answer: The last thing I borrowed was a power bank from a colleague during a work trip. My phone battery died unexpectedly, and theirs saved the day. I returned it as soon as I got home because I believe it’s important to give back what you borrow without delay.

  1. Have you ever lent something valuable to a friend? How did it go?

Answer: Yes, I once lent my camera to a close friend for a photography project. Thankfully, they took good care of it and returned it in perfect condition. It reinforced our trust, but I must admit, I was a bit nervous until I had it back in my hands.

  1. Why do people borrow or lend items instead of buying them?

Answer: People borrow or lend because it’s practical and cost-effective. For example, why buy an expensive tool you’ll only use once when you can borrow it? Lending also strengthens relationships by fostering mutual support and goodwill. It’s a win-win situation.

  1. Is it easy for you to ask others for help when you need to borrow something?

Answer: It depends on the person and the item. If it’s something minor, like a pen or a recipe book, I have no problem asking. But for bigger things, like money or electronics, I feel a bit hesitant unless I’m certain the other person won’t mind. Pride can sometimes get in the way!

  1. Would you feel comfortable lending money to a friend? Why or why not?

Answer: Honestly, I’d feel uneasy about it. Money has a way of complicating friendships, especially if repayment becomes an issue. Unless it’s a dire emergency and I trust the person completely, I’d rather avoid mixing finances with personal relationships.

  1. Can you recall a time when someone borrowed something from you and didn’t return it?

Answer: Unfortunately, yes. A distant relative borrowed a set of kitchen utensils years ago and never gave them back. At first, I reminded them politely, but eventually, I let it go to avoid conflict. It taught me to be cautious about lending belongings, even to family.

  1. How important is trust when borrowing or lending something?

Answer: Trust is absolutely crucial. Whether it’s a book or a car, lending requires confidence that the borrower will treat your property with care and return it on time. Without trust, the whole process becomes stressful and can strain relationships.

  1. Do you think borrowing or lending is more common in your culture?

Answer: In my culture, borrowing and lending are quite common, especially within families or close-knit communities. People tend to share resources freely, whether it’s food, clothes, or tools. It reflects the value placed on cooperation and helping one another.

  1. What would you do if someone broke something they borrowed from you?

Answer: I’d try to stay calm and assess the situation first. Accidents happen, so if it was unintentional, I’d probably forgive them—after all, it’s just a material object. However, if it happened repeatedly, I might reconsider lending to that person in the future.

  1. Are there any items you would never lend to anyone? Why?

Answer: Definitely! I wouldn’t lend sentimental items, like jewelry passed down from my grandmother, or anything irreplaceable. These things hold too much emotional value, and losing them would be devastating. Some possessions are simply too precious to risk.

  1. If you could borrow anything in the world for free, what would it be?

Answer: If I could borrow anything, it would be a private jet for a weekend getaway! Imagine exploring exotic destinations without worrying about tickets or schedules. It sounds like a dream come true. Of course, I’d return it safely afterward!


Note: We have written questions and answers for all the IELTS Speaking Topics of Part 1. Click here to assess them. We aim to help the students as much as possible. We have also written IELTS Speaking Cue Cards, including their Part -3 on the scale of Band 9.  However, we don’t promote cramming. 

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